Revolving credit facility的形式有两种，现金循环cash flow revolver和资产担保借贷asset based lending（abl）。 前者重点考察借款方的现金流能否还贷，后者重点在于资产变现之后能否. A facility is usually a place where some activity takes place: Facility 指厂务设施如地面，墙面，空调，办公室的桌椅，门，灯具等。 utility 指公共设施如水，电，蒸汽，压缩空气等动力等设施。 facility一般和生产没有直接关系，utility则是直接支持生产.
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For example, a hospital is a medical facility and a prison can be called a correctional facility. a machine is anything that human.
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